Insurance

When you are buying a car or borrowing money it is important to always ensure you are as protected as you can be against the worst happening. This is why we recommend you take our full protection package, which includes the Enterprise 4 Year Warranty, Guaranteed Asset Protection (GAP), Payment Protection Insurance (PPI) and a two year comprehensive car insurance policy.

The Enterprise 4 Year Warranty

The Enterprise 4 Year Warranty - New Zealand's Best 4 Year Warranty!

Our 4 Year Warranty is the best on the market and must-have protection no matter which car you are buying.

With:

  • No claim limits
  • No kilometre limits
  • No exclusions for wear and tear
  • Comprehensive mechanical and electrical cover
  • 12 months free AA cover
  • Towing to the nearest authorised repair centre
  • Out of town breakdown benefits such as car hire and accommodation up to $1200
  • A low $100 excess for all petrol and diesel vehicles
  • No trick exclusions or clauses

Having the Enterprise 4 Year Warranty on your next car could save you thousands in unexpected repair costs, so for only a few extra dollars a week in your repayments, why wouldn’t you have it?

Payment Protection Insurance

Payment Protection Insurance (PPI)

What would you do if you lost your job and couldn’t make your car repayments? What if you were put into hospital or were at home sick and unable to work?

Payment Protection Insurance (PPI) is protection for you and your family against the worst happening.

It doesn’t matter whether you’re self-employed, working for wages or salary or on a benefit - there is a PPI policy tailored for your needs.

Take the stress and worry out of borrowing money. Including PPI in your loan repayments is easy and for only a few extra dollars a week, can you afford not to have it?

Car Insurance Policy

Comprehensive 2 Year Car Insurance Policy

When you take out any car loan you will need to have comprehensive car insurance. We have a special arrangement with Vero Insurance where they offer our Enterprise customers a fixed premium for the first 2 years that can be paid weekly or fortnightly along with your loan repayments.

  • Insurance with one of New Zealand’s most trusted insurance companies
  • It doesn’t matter if you have an accident or your car gets broken in to - your premium doesn’t go up - it is fixed for the two year term
  • Claims are paid quickly and easily

GAP cover

Guaranteed Asset Protection (GAP)

GAP insurance is a must-have if you are paying a low deposit for your car. GAP will protect you in the event that your car is a total loss or write-off by paying the difference between what your insurance company pays out for the car (usually the current market value) and what you may have left owing to the finance company.

GAP will also help cover several of those unexpected costs such as your excess. It will even help by paying $1000 toward the deposit on your next car.

No one wants to be left making payments on a car they don’t have any more, so for only a few extra dollars a week in your loan payment, why not ask to include GAP?

Your questions answered

  • Q. Who is the insurance company?
    A. Our policies are arranged with Provident Insurance who are 100% New Zealand owned.
  • Q. How do I make a claim for my warranty?
    A. Your warranty book has instructions on how to make a claim, but the first step is always to call Provident on 0800 676 864, and they will help point you in the right direction.
  • Q. Do I need the Enterprise full protection package?
    A. While none of these policies are compulsory, they are definitely recommended as they help to protect you and your family in the event the worst happens. Talk to one of our finance managers to discuss your options - you would be surprised how much protection you can have for only a few dollars a week.