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No Deposit Car Finance

Posted on 27 August 2018

No Deposit Car Finance

One common question that we get asked is “what sort of deposit do I need to finance a car?” and the answer is: well, that depends. To help make things a little clearer, here’s what it can depend on. When you apply for car finance, the finance company (in our case Community Financial Services or CFS) are making a decision about risk. What are the risks that you won’t be able to afford…

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Safety counts! Assessing safety features when buying a car

Posted on 07 August 2018

assessing safety features

If you’re in the process of buying a car you’re probably busy considering all the features and fittings that you’d like to invest in. Are you keen on a bigger engine or fatter tyres? Or perhaps you’re prioritising interior space so you can fit in the kids, the dog, and the weekly shop. Everyone approaches car buying with their own unique set of priorities. If you haven’t already, it’s worth adding…

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Short Guide to Buying Your First Car

Posted on 30 July 2018

Short Guide to Buying Your First Car

If you’re buying your first car, then you’re probably facing a few decisions and managing a tight budget. Here’s our quick guide to choosing the right vehicle for you – helpful tips to avoid being swayed by the car with the flashiest paint job and then finding you can’t afford to run it. Your first car is an exciting purchase. It’s probably the most expensive thing you’ve ever bought and offers…

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So You Need a Family Vehicle?

Posted on 17 July 2018

So You Need a Family Vehicle?

There is something that seems rather unglamorous about the family car. Perhaps it is the practical decision making process that goes into choosing it. Or maybe it’s the knowledge that what was once pristine will soon be filled with toys, apple cores and discarded clothing… Whichever is true, there is no doubt that choosing a family car is an important decision. Start by being realistic about your needs for the duration…

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Buying your child's first car

Posted on 16 July 2018

buying your child's first car

So your child is ready for their first car and you’ve decided to help them on their journey. We take a look at how to consider your finance options and some tactful ways to steer them away from a sports car and towards a smart purchase. Let’s talkHowever you choose to manage the car purchase, a great starting point is to sit down and talk. You’re dealing with a teenager/twenty-something, so…

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