New Lynn Branch
2 Portage Road, New Lynn, Auckland 0600
0800 08 01 30Dion
Branch Manager
When people say ‘Westie’ they automatically think of petrol heads... how little do they know!
When I think of West Auckland, I think of some of the most beautiful black sand beaches, amazing coastlines and world-class surfing! Not to mention the art, music and culture that makes this such a vibrant part of our city.
I have lived in Piha for almost 20 years, and it’s the clean green living and being surrounded by native bush that has kept me here! It’s that untamed beauty that is good for the soul.
I’m really excited about what the future holds for good old West Auckland. The future for New Lynn is nothing but bright - it is going to be one of the most important town centres in our city; the blueprint for mixing work, home, social and recreation, and I get to work in the middle of it all!
Q. What will I need to bring with me?
A. When you come in and see us, bring with you three months of bank statements showing your pay going into your account, your ID such as a driver licence, and details of any other loans or payments you are making.
Q. How much can I borrow?
A. This all depends on your personal circumstances such as your income and living costs. For a quick guide, try our affordability calculator or complete our online application form, and we will get back to you with a pre-approval and details of exactly what you can borrow.
Q. I have a Baycorp default. Can I still get finance?
A. We understand that every now and then something goes wrong, and we can often look past some defaults. If you think you might have bad credit it would be best to complete our online application form and let one of our finance managers see what we can do to help.
Q. Will I qualify for No Deposit car finance?
A. In most cases we can approve customers for no deposit car finance. To know if you qualify it is best to apply for a no obligation pre-approval by completing our online application form.
Q. What if I am buying the car to help a family member?
A. As long as you give us all of the details, we can often help. However, we may need that family member to complete an application form as well.
Q. What if I am on the benefit or get family support?
A. We have helped thousands of people who receive a benefit or family support to buy a car, The easiest thing to do is complete our online application form then come in and see us with a bank statement showing the payments going into your account.
Q. What if I still owe money on my old car?
A. That's not a problem - in most cases we can trade in your old car and pay off the old loan for you. We then simply deduct that amount you owe from your trade-in value.
Q. How do I contact Community Financial Services about my car loan?
A. If you already have a car loan with CFS you can call them on 0800 88 2000 or email customerservice@cfsfinance.co.nz
Q. Can i get a car loan with a learner licence?
A. Unfortunately, you will need at least a restricted licence to qualify for car finance. If you are able to upgrade and have a booking we may be able to approve you once you pass.
Q. I am already pre-approved with another finance company - can I buy a car from you?
A. If you have already been approved by either your bank or another finance company it is definitely worth talking to us, as we can often save you money on your loan payments! Just send your local branch an email and we will be in touch.
Q. Do I need the Enterprise full protection package?
A. While none of these policies are compulsory, they are definitely recommended as they help to protect you and your family in the event the worst happens. Talk to one of our finance managers to discuss your options - you would be surprised how much protection you can have for only a few dollars a week.
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