Fast and Easy Finance Application Form
Complete the 7 easy questions below and click Apply Now!
We will be in touch with you with-in an hour! or you can Speed-up your approval by providing extra information in our fast finance application on the next page - once you have finished stage 1.
Wait for our email to arrive and follow the link the send us your bank statements, then wait for our call!
Why not get a no obligation pre-approved car loan? It won't take long at all.
Once you have been pre-approved, just drop in to your local Enterprise branch along with your driver licence, a recent payslip and bank statement. If everything is okay you could be driving away in your new car that day!
Don't have a deposit or trade? Don't worry, we can help!
Do you have clean credit and a stable job? We offer competitive fixed interest rates.
A few credit problems in the past? Don't worry, we can help!
You will be surprised - in most cases we can a do better deal than your bank!
Your questions answered
Q. What will I need to bring with me?
A. When you come in and see us, bring with you three months of bank statements showing your pay going into your account, your ID such as a driver licence, and details of any other loans or payments you are making.
Q. How much can I borrow?
A. This all depends on your personal circumstances such as your income and living costs. For a quick guide, try our affordability calculator or complete our online application form, and we will get back to you with a pre-approval and details of exactly what you can borrow.
Q. I have a Baycorp default. Can I still get finance?
A. We understand that every now and then something goes wrong, and we can often look past some defaults. If you think you might have bad credit it would be best to complete our online application form and let one of our finance managers see what we can do to help.
Q. Will I qualify for No Deposit car finance?
A. In most cases we can approve customers for no deposit car finance. To know if you qualify it is best to apply for a no obligation pre-approval by completing our online application form.
Q. What if I am buying the car to help a family member?
A. As long as you give us all of the details, we can often help. However, we may need that family member to complete an application form as well.
Q. What if I am on the benefit or get family support?
A. We have helped thousands of people who receive a benefit or family support to buy a car, The easiest thing to do is complete our online application form then come in and see us with a bank statement showing the payments going into your account.
Q. What if I still owe money on my old car?
A. That's not a problem - in most cases we can trade in your old car and pay off the old loan for you. We then simply deduct that amount you owe from your trade-in value.
Q. How do I contact Community Financial Services about my car loan?
A. If you already have a car loan with CFS you can call them on 0800 88 2000 or email email@example.com
Q. Can I get a car loan with a learner licence?
A. You may be able to get a car loan with a learner licence as long as you have a co-borrower with good credit history. Or if you are able to upgrade and have an existing booking we may be able to approve you once you pass.
Q. I am already pre-approved with another finance company - can I buy a car from you?
A. If you have already been approved by either your bank or another finance company it is definitely worth talking to us, as we can often save you money on your loan payments! Just send your local branch an email and we will be in touch.
Q. Do I need the Enterprise full protection package?
A. While none of these policies are compulsory, they are definitely recommended as they help to protect you and your family in the event the worst happens. Talk to one of our finance managers to discuss your options - you would be surprised how much protection you can have for only a few dollars a week.